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Living in a planned
community development offers many advantages but may also impose
some restrictions and responsibilities on all owners.
Maintaining an attractive appearance of our units, harmonious
relations with your neighbors and providing a safe and healthy
environment are also a very important part of our community.
The following policies represent the guidelines for resident
activity and property use. They have their basis in the
Covenants, Conditions and Restrictions (C.C. & R’s) and
decisions/resolutions of the Homeowner Association Board of
Directors.
Please familiarize yourself with them and how they
may impact your use of the common area facilities and what
association approvals are required prior to making changes to
your unit or surrounding common or restricted common areas.
The Following Documents are in
Adobe Acrobat (.PDF) format.
1)
Articles
of Incorporation
2)
By-Laws
3)
CC & R’s
4)
Rules of
Conduct
General Policy
Definitions
Guidelines
for general usage
Guidelines
for common area usage
Animals and
pets
Skateboarding
Bicycling
Pool area
Garage sales
Outdoor
furniture
Hose storage
Common areas
Guidelines
for carport usage
Satellite Dish
Antennas and Cable Wiring Policy
Guidelines
for other restricted common area
Refuse area
Laundry room
Patio fence
and balcony railings
Carport
storage
P.G.& E.
Lighting
Property care
and maintenance
Alteration of
the common area
Complaint
procedure
Complaint
notification & enforcement policy
Processing
schedule
Fine policy
5)
Modifications to common areas
To preserve the quality and
continuity and appearance of Capitola Knolls, the Association
requires that owners receive approval prior to making any
modifications to their units and surrounding common areas.
Please print a copy of the appropriate request form and submit
to the Management Company for Association approval before doing
any work.
Architectural Modifications: General
Garage Doors and
Openers
Skylights
Windows
Deck Extensions
Patio and/or Fences
Private gardens
Exterior Decorations
Satellite dish Request
6) Pool and Spa
Pool and Spa
Rules
7)
Property Information
The Association maintains a file of current
owners’ and residents’ addresses, phone numbers, and email
addresses that can be used in an emergency or when the need a
raises to contact you or your tenants. Please complete this form
anytime there is a change in the information.
Property
Update Form
8)
Statement of
Insurance Coverages
California Civil Code Section 1365.9
requires that your Association provide
notice of the amount and type of
insurance carried which is shown below.
General liability (primary)
Allstate Insurance Company
Property Insurance
Limits: $20,799.00
Property Deductible:
$5,000
Liability Insurance and Directors &
Officers Liability
Allstate Insurance Company
Limits of Liability:
$2,000,000
General Liability
Deductible: No deductible
Liability Umbrella
$4,000,000
Earthquake Insurance
Scottsdale and Essex Insurance
Companies
Limits of Liability:
$10,000,000
Deductible:
5% per building value
Fidelity Coverage
The Hartford (9/10/2008 –2010)
$400,000
Flood Insurance
N/A
NOTE:
The Association carries the levels
of insurance specified by Civil Code Section 1365.9, and
pursuant to that section, owners may be individually liable to
pay the amount of any judgment which may be rendered in favor of
a plaintiff bringing an action in tort arising solely by reason
of an ownership interest in the common area that exceeds the
limits of the Association's insurance.
The Association’s policies do NOT
provide any coverage for interiors of individual units. It is
therefore recommended that homeowners should procure a
”condominium owners policy” that includes not only earthquake
and loss
assessment coverage but personal property
coverage that will cover the replacement of carpets, drapes,
movable appliances & furniture and any real property improvement
you made to or around your dwelling. Therefore members should
consult with their individual insurance broker or agent for
appropriate additional coverage.
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