Association Policy

Association Policy

Living in a planned community development offers many advantages but may also impose some restrictions and responsibilities on all owners. Maintaining an attractive appearance of our units, harmonious relations with your neighbors and providing a safe and healthy environment are also a very important part of our community.  The following policies represent the guidelines for resident activity and property use.  They have their basis in the Covenants, Conditions and Restrictions (C.C. & R’s) and decisions/resolutions of the Homeowner Association Board of Directors.

Please familiarize yourself with them and how they may impact your use of the common area facilities and what association approvals are required prior to making changes to your unit or surrounding common or restricted common areas.

The following documents are in PDF format.

  1. Articles of Incorporation
  2. By-Laws
  3. CC & R’s
  4. Rules of Conduct
    • General Policy
      Guidelines for general usage
      • Guidelines for common area usage
      • Animals and pets
      • Skateboarding
      • Bicycling
      • Pool area
      • Garage sales
      • Outdoor furniture
      • Hose storage
      • Common areas
    • Guidelines for carport usage
    • Satellite Dish Antennas and Cable Wiring Policy
    • Guidelines for other restricted common area
    • Refuse area
    • Laundry room
    • Patio fence and balcony railings
    • Carport storage
    • P.G.& E.
    • Lighting
    • Property care and maintenance
    • Alteration of the common area
    • Complaint procedure
    • Complaint notification & enforcement policy
    • Processing schedule
    • Fine policy
  5. Modifications to common areas
    To preserve the quality and continuity and appearance of Capitola Knolls, the Association requires that owners receive approval prior to making any modifications to their units and surrounding common areas. Please print a copy of the appropriate request form and submit to the Management Company for Association approval before doing any work.  You  can  find  the  appropiate  docouments  under  the  Architectural  section  of  the  web page.
  6. Pool and Spa
  7. Property Information
    The Association maintains a file of current owners’ and residents’ addresses, phone numbers, and email addresses that can be used in an emergency or when the need a raises to contact you or your tenants. Please complete this form anytime there is a change in the information.
  8.  Statement of Insurance Coverages
    California Civil Code Section 1365.9 requires that your Association provide notice of the amount and type of insurance carried which is shown below.
    • General liability (primary)
      Allstate Insurance Company  
      Property Insurance Limits: $2,000,0000
      Property Deductible: $5,000
    • Liability Insurance and Directors & Officers Liability
      Allstate Insurance Company  
      Limits of Liability: $2,000,000
      General Liability Deductible: No deductible
      Liability Umbrella $4,000,000
    • Earthquake Insurance
      Scottsdale and Essex Insurance Companies  
      Limits of Liability: $10,000,000
      Deductible: 5% per building value
    • Fidelity Coverage
      The Hartford $1,000,000


The Association carries the levels of insurance specified by Civil Code Section 1365.9, and pursuant to that section, owners may be individually liable to pay the amount of any judgment which may be rendered in favor of a plaintiff bringing an action in tort arising solely by reason of an ownership interest in the common area that exceeds the limits of the Association’s insurance.

The Association’s policies do NOT provide any coverage for interiors of individual units. It is therefore recommended that homeowners should procure a ”condominium owners policy” that includes not only earthquake and loss assessment coverage but personal property coverage that will cover the replacement of carpets, drapes, movable appliances & furniture and any real property improvement you made to or around your dwelling. Therefore members should consult with their individual insurance broker or agent for appropriate additional coverage.


King Management
2425 Porter Street, Ste. 15
Soquel CA 95073
PHONE: 831-475-9100

King Management: 831-475-9100